Articles

She’s Only 20, but Time Is Already Working in Her Favour
When it comes to building wealth, there is one factor more powerful than income, investment choice, or even market returns, time. Starting early allows your money to grow through compounding,

Medical Aid Shortfalls – The Hidden GAP Facing South Africans
For many South Africans, medical aid is seen as the foundation of financial protection when it comes to healthcare. However, a growing trend is highlighting an important reality: medical aid

Cohabiting in South Africa: The Financial Planning Blind Spots Many Couples Overlook
Cohabitation has become a deliberate and popular lifestyle choice for many South African couples. Long‑term partners often share homes, expenses, investments, and future goals, functioning much like a married household.

Data Breaches and Credit Card Security: What Clients Need to Know
South African consumers are once again being reminded that cyber risk is not theoretical. In recent weeks, Standard Bank notified additional customers that their credit card information was accessed following

When Fraud Strikes Twice: The Financial Stress After the Scam
Financial fraud is no longer a fringe risk. For many South Africans, it has become a defining threat to personal financial security, and the damage does not always end when

Protecting Your Future Self: Estate Planning for Dementia and Loss of Capacity
A sound financial plan is designed to cope with uncertainty. We prepare for market volatility, inflation, longevity, and income disruption because experience tells us life rarely unfolds as expected. Yet

The Generation Gap: Why Your Retirement Will Look Very Different to Your Children’s
For decades, retirement followed a predictable formula: work steadily, retire at 65, draw a pension, and enjoy a well‑earned rest. Today, that script no longer applies, and it’s changing faster

Building Liability Claims in South Africa: A Practical Guide for Short-Term Insurance Policyholders
Liability insurance is one of the most important – yet often misunderstood – components of short‑term insurance in South Africa. Whether you are a business owner, a professional, or a

Living Well: 9 Simple Rules That Build a Happier (and Wealthier) Life
By Wealth and AssetInspired by Farley Ledgerwood, The Expert Editor [experteditor.com.au] We often think happiness will arrive “one day”, after the next promotion, once our investments grow, or when life