The Pincushion
Articles

Building Liability Claims in South Africa: A Practical Guide for Short-Term Insurance Policyholders
Liability insurance is one of the most important – yet often misunderstood – components of short‑term insurance in South Africa. Whether you are a business owner, a professional, or a

Living Well: 9 Simple Rules That Build a Happier (and Wealthier) Life
By Wealth and Asset Inspired by Farley Ledgerwood, The Expert Editor [experteditor.com.au] We often think happiness will arrive “one day”, after the next promotion, once our investments grow, or when

TFSA Explained: Why the New R46,000 Limit Is a Powerful Opportunity for Your Wealth
Tax‑efficient investing remains one of the smartest ways to build long‑term wealth, and South Africa’s Tax‑Free Savings Account (TFSA) continues to be one of the most valuable tools available to

What Happens to a Minor Child’s Inheritance Without a Trust?
Insights from Wealth and Asset Advisors At Wealth and Asset Advisors, we often work with families who are focused on building wealth, but just as importantly, on protecting that wealth

Why Maximising Your Retirement Fund Contributions Pays Off Over Time
By Wealth and Asset Inspired by Carla Rossouw, Head of Tax at Allan Gray As we move through each tax year, retirement savings are often easy to postpone in favour

South Africa’s 2027 Budget: Key Insights for Our Clients
Summarised by Jeremy Squier, Wealth and Asset Advisors With analytical support from MS Copilot The following is our extract of what we believe to be the most important detail arising

Optimising and personalising our clients Investment Portfolios – our modified approach.
By Jeremy Squier, Wealth and Asset Advisors At Wealth and Asset Advisors, our investment process is built on one central belief: every client deserves a portfolio as distinct and resilient

How can we try to understand the Rand’s price relative to other currencies through an explanation of the Purchasing Power Parity model (PPP)
Insights from JP du Plessis, Methodical Asset Management (Adapted for the Wealth & Asset Advisors’ client newsletter February 2026) The South African rand (ZAR) is known for its volatility, sometimes

Why Insurers Write Off Vehicles — Understanding the Logic Behind Total-Loss Decisions
Based on reporting by Warren Hawkins for TopAuto (14 February 2026) When most motorists think about insurance, the expectation is simple: if the car is damaged, the insurer will repair