We believe that financial planning should be as unique as you are. Our approach is holistic, practical, and always centered around your personal financial goals and life circumstances. We partner with you to design a comprehensive financial strategy that evolves with your needs and helps you make empowered decisions for your future.
Tailored to meet your personal financial needs and goals.
We consider every element of your financial picture to design a plan that reflects your life today and supports your aspirations for tomorrow. Financial planning involves the dual aspects of creating and protecting YOUR wealth
The first step in the setting up of your financial future is to gain control of your budget through understanding income and expenses.
We help you build practical budgeting habits and establish strong financial discipline to create a secure and manageable financial base.
Effective solutions to optimize relevant debt
We work with you to assess, restructure, and manage your debt responsibly so that it supports your financial growth rather than limiting it.
Professional and practical drawing up of wills for each client’s individual circumstances
Professional, cost-effective and timeous administration and winding up of estates
Trust and fiduciary services
Protect your legacy with care. Our estate planning solutions ensure your wishes are respected, your loved ones are provided for, and your estate is handled with professionalism and empathy.
Our Short Term team guides you through your short-term insurance journey — from identifying your unique requirements to providing the right cover, cost-effective solutions, and manageable excess structures. We ensure you’re protected where it matters most, with insurance tailored to your lifestyle or business.
Our assets-based commercial offerings are structured to your business’s needs; we cater to all businesses from small SMEs to large corporates.
We assess your operations to build a risk-appropriate solution that protects your physical and operational assets, ensuring business continuity and compliance.
Cover for your Body Corporate scheme with all the correct limits to ensure compliance with the Sectional Titles Act.
Homeowners Associations require specialised cover for common property to secure your investment.
We navigate the complex requirements of sectional title and HOA insurance, ensuring trustees and owners have adequate and compliant coverage for buildings, liability, and shared property.
Options available with flexible excess structures to cover your valuable vehicle.
We offer cover options ranging from basic to comprehensive, including tailored solutions for single vehicles, fleets, and high-value cars, all with flexible excess choices suited to your budget.
From Homeowners cover, contents and all risks, we can assist you in structuring your cover and section sums insured correctly. We offer from small households and also cater to the high net worth individual with specialised covers.
We take time to understand your personal lifestyle and assets, providing custom solutions that protect what matters most — from everyday valuables to luxury homes and collections.
A wide variety of specialised Liability policies are available on the market. Our advisers will assist you in choosing the correct cover for your business and personal needs.
Whether you're a professional, entrepreneur, or property owner, our advisors help you understand and manage your liability risks with insurance that protects your legal and financial exposure.
Protect your furry family with our pet insurance offering.
Give your pets the healthcare they deserve — from routine vet visits to emergency procedures, our pet insurance ensures they receive quality care without the financial stress.
From cover for your events to Cyber cover, we have a wide variety of options to meet your needs.
Our specialised offerings extend to areas like event cancellation, drone insurance, cyber risks, and more — ensuring even your most unique assets and activities are covered.
Secure your loved ones' future in regard to debt, education, and living costs with tailored life cover. Funeral cover to ensure timeous and dignified final arrangements for family members or loved ones.
A lumpsum payment to financially support you and your family if you incur a heart attack, have cancer,
stroke or cardiovascular event.
This cover extends to permanent disability lumpsum payments to assist you with the financial burden of
lifestyle alterations and on-going medical treatment.
Income protection will replace your net after-tax income in the event you are unable to work due to sickness or injury over an extended period of time.
Life cover, disability cover and critical illness cover designed to ensure that if a founder, director, or top salesperson within a company has a health event that the company has capital funding to ensure the company is not negatively effected.
Life cover, disability cover and critical illness cover designed to ensure that if a staff member is unwell they can continue drawing income and their family and your business is protected.
Our experts personalise strategies to your financial goals. We offer both local and global investments options as well as
specialised products to diversify your wealth journey. We integrate tax efficiency wherever possible into your financial plan
Diversify your portfolio with investment opportunities worldwide.
Secure your future with structured and present value analysis
Minimise tax liabilities whilst maximising returns
We build your financial solutions straddling short, medium and long term horizons in order to optimise your long term investments success.
Comprehensive healthcare solutions to keep you and your employees covered.
Access to quality healthcare for individuals and businesses.
Reduce unexpected medical expenses.
Tailored solutions for different health and wellness needs.
Ensure access to private healthcare.
We assist you in choosing the right medical aid plan that matches your personal or family health needs, giving you peace of mind with access to quality private healthcare services.
Cover shortfalls in medical aid payments.
Medical costs often exceed what your medical aid pays — our gap cover solutions help bridge that gap, so you're not left out-of-pocket for vital procedures or treatments.
Healthcare solutions for employee well-being.
Support your workforce with tailored healthcare packages that improve employee health, morale, and productivity while managing your business’s healthcare costs.
Proactive health management to prevent future medical issues.
We provide guidance and access to preventative healthcare tools and wellness programs to help you and your employees stay healthier, longer.